Chase ATM Near Me
Finding an in-network ATM is an invaluable way to save money and avoid costly ATM fees. As fees rise, the importance of staying with your bank’s ATM machines is more important than ever, especially since many banks will not reimburse you for any fees accrued.
Are you interested in finding a Chase ATM near your area? Simply browse Chase ATM near me on the map below and find a list of Chase ATM machines in a close proximity to you. Need a bit more information on chase? Read on for facts, trivia, and a bit of history!
Chase ATM Near Me – Find it on the Map
Chase ATM Near Me – Chase ATM Trivia
When did Chase bank first begin?
Anyone searching Chase ATM near me has likely wondered when this banking behemoth first got its start. Chase can trace its history back hundreds of years to the founding of the Manhattan Company by Aaron Burr on September 1, 1799 at a private home on 40 Wall Street in New York City. After a terrible epidemic of yellow fever swept the city in 1798, during which coffins were being sold by vendors on street corners, Aaron Burr established the Manhattan Company in hopes of bringing clean water to the city via the Bronx River. While this may have seemed noble, the company was actually a front for the creation of New York’s second bank. The aim of which was to rival Alexander Hamilton’s Bank of New York. Chase National Bank was officially formed out of the Manhattan Bank in 1877 by John Thompson. It was named after the former United States Treasury Secretary and Chief Justice Salmon P. Chase. Salmon P. Chase never actually had a formal connection with the bank.
What role did Chase play during the financial panic of 1907?
Prior to the Great Depression in 1929, there was the financial panic of 1907. The panic took place over a three week period, starting in Mid-October, when the New York Stock Exchange fell 50% from its peak the previous year. During the financial panic of 1907, J. Pierpont Morgan served to save several trust companies and leading brokerage houses from insolvency. It also bailed out New York City and helped in rescuing the New York Stock Exchange. In the volatile and often unpredictable world of finance, Chase has remained a stoic and constant reminder of good policy. If you’re searching Chase ATM near me, rest assured that Chase is solid and financially viable now as they have ever been.
True or false: Chase was the first billion dollar corporation.
This fact reigns true! J.P. Morgan created the first billion dollar corporation by buying out industrialist Andrew Carnegie and combining more than 33 companies to create United States Steel.
Chase ATM Near Me – Chase ATM Facts
Average ATM Fees
If you’re searching Chase ATM near me, odds are you’re looking to avoid some costly bank fees. Some time ago, banks introduced networks such as Cirrus and STAR to give people the ability to withdraw money from ATMs owned by banks at which they didn’t hold an account. While this may have proved convenient to someone in need of money, banks seized the opportunity to begin charging fees for withdrawals. These fees and surcharges have gradually risen over the years. While some banks will reimburse customers for utilizing out of network ATMs, many will not refund your money. The average ATM fee as of 2009, was $2.22 per transaction. It may not seem like a big deal, but that’s only half the story. When a bank finds out that you’ve made a withdrawal from an ATM outside of its network, you can also get charged a “foreign” ATM surcharge in addition to the initial fee. This fee is typically around $1.32. While the ATM must inform you of any withdrawal fees, you’ll only learn of foreign ATM fees if you look at your bank statement. This can make it easy to overlook foreign ATM fees or even go unaware of their existence. When trying to find an ATM, stay in network as often as possible. It will save you money at the ATM and help you avoid any costly fees put on by your banking chain.
Strange Banking Facts
Consider these strange banking facts while searching Chase ATM near me. The world of banking is far from cut and dry, you’ll learn that while reading these interesting facts about the banking world.
1. Up until 1974, banks could refuse to issue a credit card to a woman if she wasn’t married. Single and divorced women were considered to be “high risk” because they couldn’t keep their marriage under control. Luckily, this archaic practice no longer exists.
2. Italian banks actually accept Parmigiano Reggiano as collateral for loans. They keep hundreds of wheels of cheese in their own climate controlled vaults.
3. A nine year old boy is credited with robbing a New York bank in 1981 by pointing a toy gun at a teller. The child apparently got away with $118.
4. In order to open the vaults at the Bank of England, you’ll need a key which is a whopping three feet long.
5. In 1918, a bank in Utah was built using around 80,000 bricks mailed via USPS in 50 pound packages. The idea was to save on freight costs.