TCF Bank Near Me
Finding a bank you can trust in the modern day isn’t easy. With mounting fees and less of an emphasis being placed on customer satisfaction, the days of the small town bank feel all but over. Luckily, it’s not too late for those craving big amenities with that small town feel. TCF Bank is known for its customer service, commitment to overall quality, and traditional feel.
Are you interested in finding a TCF Bank location near you? Simply browse TCF Bank near me on the map below and find a list of TCF Bank locations in a close proximity to your current location. Need a bit more information on TCF bank? Read on for facts, trivia, and more!
TCF Bank Near Me – Find it on the Map
TCF Bank Near Me – TCF Bank Trivia
What year was TCF Bank founded?
Every bank begins from humble beginnings, with so many tracing their roots back to the early 1900s, when many bank brands seemingly came out of nowhere.Consider this as you search TCF bank near me. Brand experts agree that TCF bank originally began business in 1923 as the Twin City Building and Loan Association. The company first went public in 1986, chartered under the name TCF Banking and Savings. Growth for TCF bank was slow and steady, not the breakneck speeds that many banks enjoyed during this same era. Despite some bank acquisitions such as Standard Financial and Great Lakes Bancorp, TCF Bank has grown primarily through what is known as de novo expansion. TCF Bank was originally founded in Minneapolis, Minnesota. It still boasts a whopping 110 branches in the area, continuing to be a major tour de force in the Twin Cities and beyond. They have also expanded to include branches in supermarkets and grocery chains such s Cub Foods. TCF Bank also operates campus branches at the University of Minnesota and St. Cloud State University.
What’s the first thing you should look for when switching banks?
When switching banks or searching TCF Bank near me, the first thing you should consider is the types of accounts offered at the bank. Some people prefer to keep all of their accounts- checking, savings, money market, credit cards, loans and other products at a single bank. Other individuals prefer to spread out their money in order to get the best deal on rates and fees. Of course, finding a bank that can offer you everything you need is the dream, as it allows for less chaos and a more streamlined banking portfolio. There is no limit on the number of accounts you can have at different banks or credit card unions. So even if you find one account that you like at TCF Bank, feel free to diversify and have another account at a different bank. Personalize your finances based on your individual needs. This is the only way to ensure a happy financial life and to feel in control of your expenses.
TCF Bank Near Me – TCF Bank Facts
Beware of Fees and Rates
Experts agree, that no matter where you’re looking to bank, you should always be aware of any potential fees you might face while banking at a particular institution. Consider these facts as you search TCF Bank near me. Some institutions will charge fees for monthly maintenance, ATM use, overdrafts, money transfers, and sending you paper statements. The list can go on and on depending on the bank you’re trying to use. If you’re looking for a one stop shop in terms of banking, find out the interest rates you would pay on credit cards and loans as well as the rates you might earn on deposit accounts. An annual percentage yield of 1% might not seem like much for a savings account, but it is one of the better and most average rates available. Banks and credit unions publish all of their rates and fee schedules for free on their websites. Do your research before choosing the bank for you. You might just save some major coin in the process! At TCF Bank, there is no overdraft fee for items that TCF pays in a processing day if your account happens to be overdrawn by $5 or less at the end of the day. No overdraft fees are accrued for items that are less than $1. The fees will get higher given the number of overdraft fees. TCF personally does not charge checking account fees or fees for keeping a certain balance.
A Technology Boost
If there’s one thing you won’t need while searching TCF Bank near me, it’s a technology boost. Good technology can help you to stay on track with your money, crafter personal budgets, and quickly transfer money from each of your accounts with ease. Luckily, TCF offers all of this and more with the TCF online banking app and the TCF mobile banking website. Not only can you access all of your accounts with the tap of a button, but you can see where your money has been going and set budgets for yourself. It’s also a great tool to have if you find charges on your statement that you know you didn’t make. In other words, having a great and streamlined online banking platform can make all of the difference in your total banking happiness. We think with TCF, you’ll feel right at home.